It's helpful to be reminded that my password will expire in  [X] days, but not on EVERY SCREEN and EVERY TIME I change modules. If it came up the first time I log in, and then could be closed until the next time I log in, at the very most, that would be very helpful. Otherwise it's in the way and distracting. And yes, I know I could actually change my password at the first reminder, but I don't like being forced into doing it every 2 1/2 months instead of the full 90 days.